Superannuation Advice

Superannuation Advice

Superannuation is a tax effective environment that houses your retirement savings. LA-Financial can assist with the two phases involved in management of your superannuation: The accumulation phase and the pension phase.

The Accumulation phase, as the word suggests, is when you are working and contributing to your superannuation and therefore, building up your retirement savings. This phase generally pays a 15% tax on earnings inside the fund.

The Pension phase is generally when you retire from the workforce and draw an income stream or lump sum from your superannuation fund. This phase pays no tax on earnings and withdrawals.

Whichever stage you fall into in life, LA-Financial will help you effectively strategise and plan to increase your superannuation balance, reduce your income tax and help select your investments that correspond to your risk profile.

Contact LA-Financial, your local superannuation specialists, to see how we can help you achieve your financial and wealth goals