Personal Insurance

Personal Insurance

LA-Financial can assist with personal insurance, servicing categories such as, Life, Total and Permanent Disability (TPD), Income Protection and Trauma insurance.

Life Insurance

Life Insurance can provide some financial security for your loved ones if you were to pass away prematurely. It is an important consideration for a difficult time, however one that can help your spouse, kids, or even your parents maintain their standard of living, as well as manage any debts.

Total and Permanent Disability

Total and Permanent Disability (TPD) is protection to cover you and your family in the event that you become permanently disabled and cannot return to work, either physically or mentally.

Income Protection

Income Protection provides a regular safety net of income should you be unable to work for a period of time as a result of illness or injury.

Trauma Insurance

Trauma Insurance offers financial protection in instances of the diagnosis of a serious illness such as cancer, stroke or heart disease. Child cover can be added to this insurance and covers most of the same things like cancer, stroke or heart disease and is a fraction of the cost. Having this cover in place will allow you to focus on more important things like your health and recovery.

The majority of these insurances (Life, TPD and Income Protection) can be funded from your Super fund if the need is there, but the cashflow isn’t.

Whatever your needs are now, LA-Financial can help you tailor an insurance plan to make sure you have adequate cover should something happen.

Contact LA-Financial, your local Personal Insurance Specialists, to see how we can help you achieve your financial and wealth goals